Do you know what your EVE ratio is? this is your entertainment vs education ratio. How much do you spend every month on cable tv, movies, sports, hobbies, vacations, dining, drinking, internet, video games, social clubs, etc? What do you spend every month in continuing education or personal improvement? The average person has a ratio of 50 or 100 to 1! Do you think this could partially explain the cause of the current economic turmoil?

Grab a piece of paper and find out what YOUR EVE ratio is! Create columns similar to the graph below and do your very best to think of all your expenses in these areas and be as accurate as possible. List all of the items and the time and expenses associated with each. When you have completed the list, add up the totals, and you have your EVE Ratio!

Many individuals today say they simply can’t afford continuing education. Your EVE Ratio may dramatically change your thinking if you fall into that group.