Life and the road have a lot in common. If you have to get to where you want, you have to keep moving forward. But in both life and the road, there will often be obstacles and problems that can have different kinds of effects on you. While often you can keep a positive attitude and solve these problems yourself, but it is smarter to accept when you need help. A great example of such a situation is your car breaking down or having an accident in the middle of nowhere.
In such a situation, the roadside assistance cover can be a useful cover to buy while travelling. However, you cannot purchase this cover with a third-party bike insurance policy. The cover is only available for comprehensive policyholders. This article aims to introduce you to all the coverage benefits of a roadside assistance add-on in your vehicle insurance policy. They include:
- Battery troubles
Sometimes bad weather or too little use of the vehicle can compromise the health on the vehicle’s battery. It stays in great condition if you are using the vehicle constantly and making sure it is in the right condition. If the battery dies, it is not an easy task to jump-start it again. It depends on how much the battery has deteriorated and needs special equipment that most people do not have readily available with them. In that case, you will need professional help to get your vehicle started. By having the roadside assistance cover under motor insurance, you can access the facility of a battery repair or replacement in the event of an emergency. *
- Minor repairs
Many vehicle owners do not know the nitty gritty of their car or bike. Hence, they are left clueless when it suddenly breaks down in the middle of the road. If your vehicle needs to be repaired in the spot it broke down, your insurance company can help you through the roadside assistance cover bought with your comprehensive policy. The insurance company will make sure that a mechanic is dispatched immediately, and you receive telephone assistance if needed. This can ensure that you can continue your journey without any further interruptions. *
The charge for getting your vehicle towed from anywhere to even the nearest garage can be too much to bear. If your vehicle is damaged because of an accident, your insurance company can arrange a free towing facility for your car. The exact details of the facility will depend on the terms and conditions set by the insurance provider. However, most insurance companies offer a free towing service to their policyholders with a roadside assistance add-on in the event of an accident. *
- Lost Keys
If you are generally responsible person, this may be an extremely rare situation for you. If you have a lot of other things to worry in any situation, it is completely natural and possible to lose your vehicle keys. In that case, you find yourself in a situation where you have to look for alternate transport options or some assistance that could help you with your problem. Instead of risking to leave your vehicle in an unknown place, you can simply call your insurance provider and get a key change. This is possible through the roadside assistance cover. *
* Standard T&C Apply
These are some benefits of ensuring 24X7 roadside assistance cover is present at each motor insurance renewal. While add-ons are over and above the standard comprehensive cover, they tend to increase the premium and that’s when a vehicle insurance calculator can come handy. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.